Pencegahan Jeratan Rentenir Online Melalui Literasi Keuangan Syariah Keluarga Di Desa Cibitung Kulon Kecamatan Pamijahan Kabupaten Bogor

Trihantana, Rully and Thantawi, Tubagus Rifqy and Melinasari, Susi (2022) Pencegahan Jeratan Rentenir Online Melalui Literasi Keuangan Syariah Keluarga Di Desa Cibitung Kulon Kecamatan Pamijahan Kabupaten Bogor. Prosiding COSECANT : Community Service and Engagement Seminar, 2 (2). pp. 1-3. ISSN E-ISSN 2986-2892

Text 2022 RULLY TRIHANTANA et.al PENCEGAHAN JERATAN RENTENIR ONLINE MELALUI LITERASI KEUANGAN SYARIAH KELUARGA DI DESA CIBITUNG KULON KECAMATAN PAMIJAHAN KABUPATEN BOGOR.pdf Restricted to Registered users only Download (1MB)

Abstract

The digital era like today is a necessity and there is almost no area that is not reached by digital activities, including people who live in rural areas. Mobile communication devices such as Android smartphones, iPhones and the like have become an inseparable part of the lives of most people. People can freely carry out their activities, including economic and financial activities, through digital devices. Problems arise when people who use digital devices are offered various conveniences, especially in obtaining online loans or online credit, on the other hand, rural communities in general have not been comprehensively educated about financial literacy, so that various very disturbing financial problems arise, such as online loan entrapment and the like. In connection with these conditions, the public needs to be given comprehensive education regarding family financial literacy as part of efforts to prevent being ensnared by loan sharks in today's digital era. This education on sharia-based family financial literacy is focused on Cibitung Kulon Village, Pamijahan District, Bogor Regency. The targets of this activity are housewives, both individuals, or mothers who are members of the PKK organization, taklim councils or farmer women's groups, fathers as heads of families from various professions, as well as young men and women who are members of youth organizations and other institutions. village in Cibitung Kulon Village, Pamijahan District, Bogor Regency. The methods used are 1) Counseling; 2) family financial simulation; 3) Preparation of financial reports; and 4) Tell stories. In general, methods 1 to 4 above are modifications of the ADDIE model methodology (Analyze, Design, Development, Implementation, Evaluation) within the scope of research and development. As a result of this activity, the community is equipped with soft skills in the form of knowledge about various online loans, wise and balanced use of digital technology and various legal aspects that accompany it and the last is an increase in family sharia financial literacy and a spirit of togetherness for the establishment of sharia-based microfinance institutions. Keywords: family finances, sharia financial literacy, online loan sharks

Actions (login required)

View Item